Total Invested: ₹600,000
Estimated Returns: ₹523,700
Total Maturity Amount: ₹1,123,700
| Year | Invested (₹) | Interest Earned (₹) | Total Value (₹) |
|---|
A Systematic Investment Plan (SIP) is a disciplined way to invest in mutual funds, allowing you to grow your wealth steadily by investing a fixed amount regularly. SIPs offer the benefit of rupee cost averaging and power of compounding — ideal for both beginners and long-term investors.
✅ Future Value Estimation: Know how much your monthly SIP can grow into over time.
✅ Goal-Based Planning: Plan SIPs for retirement, education, buying a house, or travel goals.
✅ Flexible Tenure & Return Rates: Experiment with duration and expected returns to make smart choices.
✅ Understand Compound Growth: Visualize how consistent investing builds long-term wealth.
📅 Stay Consistent: The longer you stay invested, the more compounding rewards you.
📈 Increase SIP Annually: Gradually increase your SIPs as your income grows.
📊 Choose Funds Based on Goals: Equity funds for long-term growth, debt funds for stability.
📉 Don’t Panic During Market Dips: Continue investing to benefit from lower NAVs.
📅 SIPs can start from as low as ₹500/month — perfect for new investors.
📈 SIP returns are **not fixed** — they depend on the market performance of the mutual fund you choose.
📆 Long-term SIPs (10–15 years) in good equity funds have historically delivered **10%–15% annualized returns**.
📈 Start Building Wealth One SIP at a Time
Use this SIP calculator to visualize your investment journey. Bookmark it and revisit regularly to track and tweak your plans as life evolves.